Platinum Insurance

Business vehicle insurance

Protect your fleet or business vehicles from accidents and unforeseen events on the road.

Business vehicle insurance

Securing Your Business on the Road – Business Vehicle Insurance

Your business vehicles are vital assets in your daily operations, and having the right insurance is essential for peace of mind. Choose the coverage that aligns with your needs and priorities to ensure your business vehicles are adequately protected.

Your Coverage Choices

Comprehensive Insurance – Full Cover

  • New Replacement Vehicle: If your vehicle is a total loss within 12 months of first registration or purchase date, and has traveled less than 20,000kms, it will be replaced with a new vehicle.

  • Automatic 30 Days Cover: Additional vehicles added during the insurance period are automatically covered for the first 30 days.

  • No Excess Windscreen Replacement: Enjoy the convenience of broken windscreen replacement with no excess.

  • Emergency Accommodation and Travel Costs: Up to $5,000 coverage for emergency accommodation and travel costs.

  • Goods in Transit: Coverage up to $5,000 for goods in transit within your vehicle.

  • Modification for Disability-Friendly Operation: Up to $5,000 coverage for modifications following an accident, ensuring your vehicle remains disability-friendly.

Total Loss Settlement:

In the event of a total loss, your business vehicle will either be repaired, replaced, or a cash payment will be made, according to the vehicle’s specified value (Sum Insured) on the policy schedule.

  • For Leased Vehicles: Payment of the reasonable market value or the residual value, whichever is greater, up to an amount no more than the market value of the insured vehicle plus 20%.

  • Additional Benefits: Transport and towing expenses and glass cover (windscreens and windows).

Third Party – Fire & Theft – Insurance

  • Loss caused directly by fire, lightning, explosion, theft, or illegal conversion.

  • Personal and legal liability coverage from accidents anywhere in New Zealand.

  • If an uninsured party is involved in an accident, your car is covered for loss or damage, up to $5,000.

Third Party Insurance

  • Personal and legal liability coverage from accidents anywhere in New Zealand.

  • If an uninsured party is involved in an accident, your car is covered for loss or damage, up to $5,000.

Choose the coverage that suits your business needs and ensures that your vehicles are protected on the road. Contact us today to discuss your business vehicle insurance requirements and secure your journey on the road.

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