Protect your income and maintain financial stability in the face of unexpected disabilities.
Securing Your Financial Future in the Face of Adversity
A sudden accident or a severe illness can lead to permanent disability, leaving you unable to work and financially reliant on governmental support.
Total and Permanent Disability (TPD) Cover
TPD cover serves as a lifeline by offering a lump sum payment if you become totally and permanently disabled. There are two common types of TPD cover:
Any Occupation: To receive payouts under this, you must be totally and permanently disabled, making it unlikely for you to work in any occupation ever again.
Own Occupation: Under this type, you must be totally and permanently disabled in your specific occupation. For instance, if you are a hand model and lose your hands, it’s improbable for you to continue working as a hand model.
Consider the prevalence of strokes in New Zealand; it stands as the third-largest killer and a significant cause of serious disability.
Scenario: A Stroke and Insurance Coverage
Imagine you suffer a stroke, resulting in permanent disability. With Life, Trauma, and TPD own occupation cover in place, you receive two lump sum payments. These funds offer flexibility: clear your mortgage and debts, settle medical bills, or embark on a worldwide cruise to reconnect with family.
Why Choose Us
Contact us today, and our specialized advisers will promptly connect with you. We stand by your side, discussing, explaining, and assisting you in acquiring the right cover. Our support extends to handling any claims efficiently, ensuring your financial well-being during challenging times.
Still Any Queries?